Current Account

At Yonna Islamic Microfinance, our Personal Accounts are designed to help individuals save, manage, and grow their money in a Shariah compliant way.

Our Current Account Options

Choose from our range of Shariah compliant accounts designed to meet your specific financial goals and lifestyle needs.

Salary Account

This account is meant to collect salary of the salary account holders from their employers and deposit into their individual salary accounts against a fee

  • Wakalah Fee: 25.00 GMD / Month
  • SMS Alert: 1.00 GMD / Transaction
  • Cheque Book: 25 Leaves – 100 GMD, 50 Leaves – 200 GMD
  • Mode of Withdrawal: Unlimited
  • Account Opening Fee: 0 GMD
  • Account Closure Fee: 0 GMD
  • Acceptable Currency: GMD
  • Product Type: Current Account

Business Account

Empower your business with a dedicated account designed to streamline transactions, manage cash flow efficiently, and support your company’s financial growth.

  • Minimum Balance: 500 GMD
  • Account Closure Fee: 250 GMD
  • SMS Alert: 1.00 GMD / Transaction
  • Cheque Book: 25/50/100 Leaves – 100 / 200 / 400 GMD
  • Frequency of Deposit & Withdrawal: Unlimited
  • Account Opening Fee: Available
  • Service Fee: 0
  • Account Maintenance Fee: 0
  • Acceptable Currency: GMD
  • Product Type: Current Account

Corporate Account

Tailored for large companies and organizations requiring frequent transactions, payroll processing, and official statement management.

  • Minimum Balance: 1,000 GMD
  • Account Closure Fee: 250 GMD
  • SMS Alert: 1.00 GMD / Transaction
  • Cheque Book: 25/50/100 Leaves – 100 / 200 / 400 GMD
  • Frequency of Deposit & Withdrawal: Unlimited
  • Account Opening Fee: Available
  • Service Fee: 0
  • Account Maintenance Fee: 0
  • Acceptable Currency: GMD
  • Product Type: Current Account

Ways to Bank With Us

Experience the flexibility of modern banking with Yonna Islamic Microfinance online, on mobile, or in person.

Online Banking

Manage your finances conveniently through our secure online platform check balances, make transfers, and more from anywhere.

Mobile App

Bank smarter on the go with our mobile app send money, view transactions, and stay in control anytime, anywhere.

In Branch Banking

Visit any Yonna Microfinance branch near you for personalized service friendly staff ready to assist with all your banking needs.

Why Choose Yonna Current Account

Experience personal banking that combines Islamic principles with modern convenience and exceptional customer care.

100% Shariah compliant

All products approved by our Shariah Advisory Board

Mobile Banking

Convenient banking services at your fingertips

Competitive Profit Rates

Attractive returns on your savings and investments

Family Banking

Special packages for families and joint accounts

Financial Education

Free workshops on Islamic finance and money management

Deposit Protection

Your deposits are protected under banking regulations

Requirements to Open a Current Account

Getting started is simple. Here's what you need to bring:

Valid National ID or Passport or Birth Certificate (for minors)

Recent Passport(2) sized Photographs

Minimum Opening Deposit (D100)

Tax Identification Number (TIN Number)

Guardian Consent (for youth accounts)

Completed Account Opening Form

How to Open Your Account

Our streamlined process makes it easy to get started. Follow these simple steps to open your account today.

1

Choose Your Account

Select the account type that best fits your financial goals and lifestyle needs.

2

Prepare Documents

Gather required documents like ID, proof of address, and employment verification.

3

Visit Branch

Visit any of our branches with your documents to complete the application process.

4

Start Banking

Receive your banking book and banking credentials to start using your new account.